Fixed periods of 8- to 30-years available.
Buy a home with as little as 1% down (primary home).
Refinance up to 97% of your primary home's value.
Monthly payments remain the same for the entire loan term.
5/1, 7/1, and 10/1 ARMs. Monthly payments based on a 30 year repayment schedule.
The rate stays fixed for the first 5, 7, or 10 years (depending on chosen term), and then adjusting annually thereafter.
3.50% down payment required on purchase.
Extremely Flexible Credit Guidelines with Minimum credit scores as low as 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
Competitive interest rates that are routinely lower than conventional rates.
Sellers can pay up to 4% of closing costs and concessions.
Higher allowable debt-to-income ratios than for many other loans.
100% cashout and 0% down payment for Purchase loans.
100% financing with no down payment needed.
Wide range of credit scores allowed, minimum of 580 credit score.
No cash reserves required
Seller can pay buyer's closing costs.
We offer a variety of nontraditional loans.
For more information, please give us a call at 248-308-5000. Thank you.
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